We are a small a company that wants to help out people with their finances. We have tried to have lots of useful information that will help everyone to be better off. We firmly believe that there is no reason that anyone should be struggling with money and there are things that everyone can do to improve their situation. However, we also acknowledge that this is not easy. Most of us were not taught what to do and we often manage our finances through guesswork. This sometimes works out, but often a helping hand can be really useful. Therefore, it can be a good idea to try to find out more information to see whether you are doing things in the best possible way. We aim to give some information that we hope will get you started with thinking about what you might like to do. more we can build on our knowledge, the better as this will allow us to make better financial decisions. If can start to understand more about the consequences of our decisions, the choices we have and the options available, then we will make better decisions. It can seem complex, but it does not have to be. We hope that our articles are easy to understand and will set you off on a journey of discovery and be the start to you improving your financial situation.